Is there anyone delivery your fist baby at SGH, staying a Ward A tyep?

Ward A at SGH is not subsidised, it's a private ward, so there's no government subsidy for that tier. From what I've heard, the out-of-pocket cost after Medisave deduction works out to around $3,000 for a straightforward delivery in Ward A, so it's not the cheapest option but it's not unmanageable either. It's worth weighing whether the extra comfort of Ward A is worth the higher co-payment, versus going with a subsidised ward and potentially spending significantly less. One thing to note is that complicated deliveries or NICU stays can push costs up quite dramatically, so do check what your Medishield Life and any integrated shield plan covers before you decide on the ward class.