Mommy, check mo sa internet "philhealth maternity policy". Hihingan ka kasi ng hospital ng MDR at CF1 ng philhealth para may bawas. Dati kasi dapat may 6 monthly contributions ka bago preceding birth. Ngayon, 1 year contribition na dapat. If ang EDD mo is December 2020, dapat may Philhealth contributions ka ng December 2019 to December 2020