EDD January

Ftm Sino EDD dito ay month of January? January 10 kasi EDD ko, tanong ko lang what is the percentage rate of giving birth by last week of December? Ayaw kasi i accept ni Philhealth payment ko kesyo EDD ko is January. Pag magbabayad daw ako this year for whole year of 2400, valid for this year lang daw yun. Need ko daw po ulit mag pay ng another 2400 pagka January bago manganak which is valid for 2020 to avail the benefit. May mommy ba dito with same situation?