Ugh, yan ang nakakalito talaga! Honestly, depende sa insurance mo, some forms ask for hospital bills, doctor's receipts, and your maternity benefit certificate, tapos kailangan mo ng endorsement from your OB. A few of us just brought lahat ng documents to the insurance office mismo and hinawakan nila kung anong kulang, mas mabilis kaya kaysa mag-guess online lang, plus may chance makasagot agad kung may tanong ka. Better to call your insurance provider directly din bago ka mag-submit, para sigurado ka na complete ang forms mo at walang hassle na babalik ka ulit!