Hospitalization Leave

Hi does any of you got rejected of issuing hospitalization leave by gynae before edd? I'm at private hospital but disappointed with my gynae who refuse to give me HL before delivery. And she is expecting me to work until a day before delivery which she said is quite norm. Should I take my annual leave or unpaid leave or it is really OK to work until the last day? I just wish to have some me time and also to rest before receive the arrival of LO. :(