Hi there, congrats on your first pregnancy! Since you're in Joo Chiat, you're quite central so you have good options around you. KKH is probably the most affordable and reliable choice if you want a government hospital, and it's not too far from your area. Alternatively, there are private clinics like Raffles Women's Centre or Thomson Women's Clinic that are also accessible from where you stay, though they'll cost more. I'd suggest visiting a few polyclinics first for your initial checkups to see how you feel, then decide if you want to go private or stick with a government hospital for delivery. The important thing is choosing somewhere you feel comfortable and can reach quickly in an emergency.