Just curious if anyone in this group can safely say that they have secured the children's future?

Hi Kirsten. As a new family, we have 2 children (6 and 1 yr old), we are already securing their future. Am a Financial advisor and We do anything we know base on our current resources to set aside our savings for our future. We bought ourselves and our children insurances not only for the sake of insurance but also for us to gain funds. This product is called VUL that has insurance at the same time investment component. It's a win-win for us. Mas maganda ito for saving long term kasi it can gain as much as 12% per annum vs bank to only 1% maximum gain in time deposit. Although we pray that we are always safe but when something happen to you as a bread winner, it has insurance that will secure your childrens financial needs. I hope to inspire parents here to secure their families' future. ☺💜