Baby account

You don't have to create another account. MSF will submit documents and will open for you the CDA account at your preferred bank. Both my kids CDA are link to my OCBC. Their acct number respectively different. However, their cash gift are transferred to me. Therefore, afterwhich, Ill transferred to CDA or transfer to other account which will be use for them in case of emergency. Do take note that CDA are not able to do withdrawal, any amount inputted in CDA can only be used for medical, approved institutions like school. So, cash gift creditted to you are the only amount that can be withdraw.