Ang Bao for baby or Parent

Just completed baby full month birthday. Should we bank in the ang bao to baby account or spend it on baby vaccines or to buy baby toys? Can mummy wear the gold on herself received on baby full month?

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red packets money and baby bonus, we bank into their account; gold jewellery we keep for them and let them put on during CNY.

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I kept baby money in baby bank untouched until she grow up