ang alam ko po if you will be using your philhealth membership may certain portion lang sya na mababawas sa bill. 19k po yata. (please do confirm with this one) if private hospital kasi un philhealth lang talaga mababawas po. during my deliver last May 2020. We spent around 130k po for my C-section. less 19k c/o philhealth. nagpamahal ung PPEs and other additional costs for covid prevention measures. You may talk with your OB-Gyne about the packages nya and ng hospital. para alam nyo po kung magkano ang ipeprepare. and better prepare a little over sa sasabihin nya na amount, just incase.