philhealthay icocover po sila, sakin nasa 16k+ din po ata kasama mga prof fee ng doctors, pero HMO better to talk to them, kasi po usually wala cover kpg dating sa maternity/pregnancy matters even the room po di nila nacocover.
Depende po kasi sa hospital then compute pa po with your philhealth and hmo
Depende po yan sa hosp po..