philhealthay icocover po sila, sakin nasa 16k+ din po ata kasama mga prof fee ng doctors, pero HMO better to talk to them, kasi po usually wala cover kpg dating sa maternity/pregnancy matters even the room po di nila nacocover.
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Depende po kasi sa hospital then compute pa po with your philhealth and hmo
Depende po yan sa hosp po..