Hi! Based sa experience ko and ng iba kong mom friends, since you've been contributing regularly since Oct 2021, you should be eligible na for the maternity benefit, pero yung exact amount na makukuha mo depends talaga sa SSS kung complete na ang 120 days of contributions requirement. I'd suggest mag-inquire ka directly sa SSS or check your online account para makita mo kung qualified ka na for the full 70k, especially since your case is a bit different from your eldest (timing and contribution period). Good luck, and congrats sa baby!