Oh I really feel you on this, navigating all these costs as a first-time mum can be so stressful, especially when nobody gives you a straight number upfront! From what I've generally heard, NIPT at SGH tends to run somewhere in the $1,000 to $1,500 range, and a friend of mine mentioned hers came to around that ballpark even after whatever subsidy was applied, so don't expect it to drop drastically. Some mums felt it was manageable given the peace of mind it brings, but a few did find it quite a stretch, so it's worth calling SGH's O&G department directly to get the exact subsidised rate for your situation. Hope that helps a little, and hang in there, you're doing great already just by asking all the right questions!