Most insurance plans in Singapore don’t cover maternity-related costs, much less the costs of fertility treatments. For those that do, assisted conception procedures like IUI to come with an additional premium. Usually, these supplementary benefits can be claimed 12 months after treatments commence.
From 1 Jan 2020, the government introduced co-funding for IUI at public hospitals. Couples will need to meet the following criteria to be eligible for co-funding for IUI:
The female spouse should be below 40 years of age at the start of the cycle;
The couple has been assessed by a doctor at a public assisted reproduction center to be suitable to try IUI prior to ART treatment; and
One spouse must be a Singapore Citizen.
The co-funding will cover IUI for a maximum of 3 cycles. The amount of co-funding varies, depending on the citizenship of the couple:
SG Citizen Couple: 75%; up to $1,000
SG Citizen & SG PR Couple: 55%; up to $700
SG Citizen & Foreigner Couple: 35%; up to $500
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