Wah, this is such a common question among us mums! A few of us in my circle have gone through both options, and honestly the consensus is that IUD is less scary to start with since it's reversible and the procedure is much simpler, though some mums did mention cramping and spotting for the first few months, especially with the copper one. For tubal ligation, my friend went to a gynaecologist at a restructured hospital and said the recovery was smoother than she expected, but her doctor did flag that long-term postoperative safety is something to think through carefully, so it's not a decision to rush. Most doctors here also tend to be more cautious about recommending permanent sterilisation if you're under 30, so that's worth bearing in mind when you consult. The good news is that tubal ligation these days doesn't actually mess with your hormones or cycle, so that's one less worry, but as with any surgery, there are still rare complications possible. I'd say book a proper consult with your gynae and lay out all your concerns, because the right choice really depends on whether you want something permanent or prefer to keep options open.