Oo, I have! Honestly, I wish I'd done it earlier kasi ang mahal talaga ng hospital bills dito, lalo na kung may complications or kung C-section ka. A few of us moms tried different insurers, some went with their company health plans, others got separate maternity riders. The tricky part is timing kasi maraming policies may waiting period, so if you're planning to get pregnant soon, better to enroll na now habang walang pre-existing conditions na hahabol sa iyo.