I'm not an expert po. Pero I think it's better din po na get the opinion din of the other party, kasi sila din po may alam if cash or items ang kailangan ni baby. 🙂
It will also be nice na mag open nalang ng bank account para kay baby if ever na kaya naman ng other party to provide for the baby ng mga gamit buwan buwan for investment or emergency purposes.
This is just my opinion, I hope you find your middle ground. 🙂
Elli Ca