Congrats sa plans mo! Honestly, a few of us nag-invest sa health cards talaga, super helpful especially pag may complications or prolonged stay sa hospital, kaya worth it talaga ang peace of mind nang may coverage. For Ortigas area, maraming moms sa group namin nagtiwala sa mga OBs around Pasig General or the private clinics near the area, pero mas affordable ang government hospitals kung budget is tight, ask your OB for referrals based sa coverage ng health card mo kasi ang providers differ.