Oh, I totally understand the pinch, balancing rent and school fees here is no joke! Unfortunately, from what I've heard, expatriates don't qualify for any government childcare subsidies in Singapore regardless of income level, so that's one option off the table straight away. That said, someone in my mum group mentioned that church-run kindergartens tend to be noticeably more affordable than the private centres, and some even have their own assistance schemes worth asking about directly. MOE kindergartens are another option people have had good luck with, the fees are much lower, though spots can be competitive and it really depends on availability near your area. It's also worth knowing that even among locals, working mothers get higher subsidy tiers than non-working ones, so the system does skew that way, for now, church kindy or MOE kindy seem like the most practical routes to keep costs manageable for your family.
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