Ah sis, congrats on your pregnancy! SSS maternity benefits are actually okay, you get cash benefit for 60 days (or 78 if complicated delivery) plus medical benefits na covered na. Best approach is to file your claim sa SSS mismo, dala lang your maternity certificate from the hospital after you give birth, then submit within 30 days para walang hassle. A few of us moms dito sa amin, naka-receive nang on time ang benefits kaya just make sure complete ang documents mo!