Educational plan

Sino dito may educational plan na for their babies/kids. I have a 5-year-old and a 1-year-old baby. I am thinking of investing in an educational plan for my kids. 31 na si mister while I'm only in my 20's pero pareho kaming may sakit, ayoko maiwan mga anak ko with out anything. Pano ba Mag start ng educational plan and anong Plan Ed. maganda