Hi Shazwinadrah! Congrats on your second pregnancy and totally understandable that you want to plan ahead cost-wise. For B1 ward at KKH, here is a rough breakdown based on what mummies have shared: The B1 ward at KKH is a 4-bedded room with a daily room rate starting from $75.60 per day inclusive of meals. For an elective C-section you are typically looking at a 3 nights 4 days stay (3D4N). For the overall elective C-section bill at B1, a rough estimate before Medisave and MediShield Life claims would be in the range of $6,000 to $10,000 depending on your doctor fees and any additional procedures. After Medisave and MediShield Life kicks in, many mummies end up paying significantly less out of pocket. As a point of reference, one mummy who had an emergency C-section at B ward in November 2024 had a total bill of $11,925.38 before subsidies, but after government subsidy and Medisave, paid $0 out of pocket. An elective C-section on the subsidised route at B1 would be in a similar ballpark before claims. Since you had a previous emergency C-section, your doctor will likely classify this as a medically indicated elective C-section which helps with Medisave claimability. My best advice is to use the KKH Bill Estimator on their website as it gives you a personalised estimate based on your ward class and procedure. You can also request a financial counselling session at KKH which they typically arrange before your admission date. Hope this helps with your planning!