Hay ang hirap talaga ng bills, alam ko yan! Try mo mag-inquire directly sa Malasakit Kalusugan hotline or sa hospital mismo kung may payment plans sila, kasi maraming hospitals ang willing mag-installment or mag-refer ka sa social services nila for assistance, a few of us moms nag-avail na ng ganitong arrangements. Depende rin sa hospital, pero usually pwedeng i-defer or i-reduce ang bill if you can show financial hardship, so don't hesitate to ask the accounting or billing department directly, walang mawawala.