Oo, dalawang CS births lang talaga ang covered ng PhilHealth, after that kailangan mo ng sariling bayad, which is honestly sobrang mahal kaya marami sa amin nag-plan ng family size around that, hirap talaga! A few of my mum friends had to explore other options or nag-save muna for their third CS, so important na alam mo na from the start para makapag-prepare ka ng budget. TIA din sa inyo, we all need to know these things!