Ay, mahirap yan kasi usually may time limit ang SSS for maternity claims, kailangan mo talaga makipag-ugnayan directly sa SSS mismo para malaman kung pwede pa ring i-process ang lapsed Mat 2 mo from 2020, baka may grace period pa or pwede i-reactivate depende sa case mo. For your second pregnancy, yes pwede ka mag-apply ng Mat 1 ulit, just make sure you have updated contributions and requirements ready before your due date this time, kaya huwag nang palampasin like last time. A few of my mum friends nag-experience din ng delays, and the lesson is talaga to call SSS a month or two before expected delivery para sure ang processing, lalo na now na mas updated na sila with systems.