My friend delivered at Mount Alvernia last year and she told me the Ladies Card is only around $68+ for two years, so she felt it was quite worth it already. She mentioned got 30% discount on hospital charges for both normal and C-sect delivery, which honestly can save quite a big chunk when you think about the overall bill.
Hmm I don't have the Ladies card myself, but you can just call Mount Alvernia directly lah — their billing or admissions team is usually quite helpful and will break down exactly what's covered. Would be good to ask specifically about the package scans and ward rates since those add up quite a bit!