Aiyo, C-section private memang mahal lah, friend aku yang bersalin dekat KPJ around 38-39 weeks kena bayar almost RM15k-RM20k depending on room type dan doctor fee, pastu lagi kalau ada complication. Most private hospitals prefer tunggu at least 37 weeks supaya baby fully developed, tapi memang boleh schedule earlier if ada medical reason; best is tanya directly dekat KPJ or Pantai sebab setiap hospital and doctor ada different pricing dan policy, plus ada things like epidural, blood bank deposit yang semua add up gak.