Hi mama! Congrats sa pregnancy! Honestly, the exact maternity benefit amount depends sa dami ng contributions mo and other factors, kaya mas better talaga na mag-inquire directly sa SSS mismo, they can give you the exact figure based on your records, at least you'll know kung totoo na eligible ka pa for QP with just 3 months. A few of us tried calculating on our own and nagsawa na, haha, kaya dine-recommend ko na lang mag-visit sa nearest SSS branch or mag-call; mas mabilis at accurate ang saguot nila, lalo na time-sensitive ang case mo with the baby coming in December!