Ay mama, mahirap yan kasi usually kailangan ng consistent contributions para ma-qualify for maternity benefits, a few of us nagkaroon ng issue din when we had gaps sa SSS or PhilHealth! Best bet mo talaga is mag-inquire directly sa SSS office or online portal mo para malaman kung pwede pang i-update ang 2018 records mo, kasi baka may grace period or payment options pa rin available depending sa situation mo.