Hay, di ko sure sa exact timeline for SSS maternity benefits kaya mas better if you call them directly or visit their office para sigurado, kailangan mo ng peace of mind before November, hindi ba? Pero from what I know, kailangan mo ng minimum contributions within a certain period before claiming, so better mag-inquire na ngayon habang may time pa, lalo na if kailangan mong mag-switch to voluntary membership. One of my officemate friends had to rush her SSS stuff kaya go na, huwag mag-wait!