I used to be in B1 private but I've changed to subsidised. As for B1, my husband is not allowed to stay overnight so B1 and subsidised has no much difference. Based on my experienced, I will stick to subsidised if I want to keep to my financial stability.
Not to worry about the nurses and Doctors, they will be there for you. Just focus on yourself and baby to have a smooth delivery. since you will need to go for an induce, you need to have lots of rest or sleep and also have a meal to make you energise. Once you have dilated to 3cm, the nurses will transfer you to the labour ward. You will need that energy to push your baby once your water bag burst.
All the best future mummy.
Lizzy Lina