Pregnancy Insurance

Hello, I’m currently 11+ weeks pregnant and am exploring some maternity insurance. It’s my first pregnancy and am 30 years old this year. Just wondering if any mums have advice on whether I should buy maternity insurance since my FA did tell me it’s not necessary for me since I’m “still young”, might not have as many complications as ladies who are older and pregnant. But of course still up to my choice. Also any advice on which maternity insurance I should look at? Considering either GE, AIA or financial alliance. Thanks! #adviceplease #maternityinsurance