SSS Maternity Question

I need you expertise mommies! I was supposedly going 8mos preggy then I found out na wala ng heartbeat baby ko. (It was heartbreaking). I'm employed and pinasa ko sa HR ang necessary documents like Mat2, pathology report, operation records, discharge summary for Miscarriage requirements. Edi okay na, I've waited 2 weeks... Nung nag follow up ako sa HR, turns out na binalik ni SSS sa kanila papers ko dahil may discrepancies daw sa hospital records ko. I was so furious, nakalagay daw sa hospital records ay normal spontaneous. Hindi daw dapat ganon ang tagging, dapat daw ay miscarriage. Napaisip ako, take note na normal kong nilabas ang baby though patay na sya nung inilabas ko sya. So nilaban ko na tama ang nasa hospital records ko. Naalala ko mayron pala akong fetal death cert na late ko ng nakuha at nakalagay doon yung type of delivery is normal spontaneous at ipinakita ko sa HR. Hindi ko alam kung ako or sila ang mali pero, mali pala dapat ang tagging hindi pala dapat miscarriage. It supposed to be fetal death and I have to wait for another week or so for that damn money. And sabi ng HR, for miscarriage 60 days and bayad kay sss meanwhile for fetal death is 105 days. Any similar experience po? Gaano katagal bago macredit nila ang money? Thanks po at ingat tayong lahat!