Ay mama, I feel you, ang insurance talk talaga nakakahirap at nakakasama ng pressure haha! Honestly, both Sun Life at PRU are established companies, pero ang deciding factor really depends on your specific needs, kung ano exactly ang coverage na kailangan mo, yung premium na afford mo monthly, at kung may existing conditions ka ba. One of my mum friends went with PRU because mas flexible yung payment terms niya, but another mama swears by Sun Life dahil mas mabilis ang claims process niya, so really it varies per tao. Before you meet any agent, I'd suggest research muna online kung anong benefits each offers, check their comparison charts, at tanungin din yung circle mo kung may experience sila, para you'll feel more confident sa conversation at hindi ka mabibigay-daan sa sales tactics kasi alam mo na exactly kung ano hinahanap mo!
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