Insurance

Mamsh maganda if para sayo ang kunin muna bago yung sa mga kids, it can be use din naman as Educ Plan lalo pag VUL then ilang years bago mo ipull out. Better to avail now since pandemic medyo mababa ang shares per stock. As for the insurance company, almost the same naman sila lahat basta choose the one that has established already o kaya naman is from a bank 🙂