Hi mama! Based sa experience ng karamihan sa government offices, yes, deductions from loans (both GSIS and Pagibig) are usually taken out from your maternity benefit, kaya mas mababa ang amount na matatanggap mo, frustrating, I know! Best thing to do is mag-follow up directly sa inyong HR or GSIS liaison officer sa office ninyo para ma-confirm ang exact deductions, kasi bawat agency sometimes may slight differences sa process, and gusto namin sigurado kayo bago pa mag-claim. Sana mabilis ma-process para sa inyo, at maraming maternity allowance pa rin!