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I'd say it really depends on your current coverage and what gaps you're worried about lah. My friend went with a standalone maternity plan because her work insurance didn't cover much, but another mum I know found her company plan was actually quite comprehensive once she checked the details. Best to call up a few insurers directly or chat with a financial advisor who knows the local scene well, because honestly the terms and what they cover can differ quite a bit, and you want to make sure you're comparing apples to apples before the end of your first trimester window closes.

I got mine from GE previously. I didn’t go for expensive plan. Suggest to sit down and listen from different insurance companies, then see which one suits your needs or priorities better.

Nope they don’t! But I think also depends on your financial consultant

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