If money is not an issue, why don't you try the few hours a day first (although this is going to be as expensive as full dayif you calculate the per hour rate). Let your lo get accustomed to it and then you can move forward from there. For me, I started playgroup for my lo when he turned 2 and now he is almost 4, and we are still doing twice a week only for 3 hours a day. I prefer spending time with him and taking him out to parks and playgrounds. Your lo can benefit from this one on one interaction and plus you can give him a variety like taking him to the zoo or the aquarium.
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A Nurse on perpetual maternity leave.