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Ay, that's a tricky situation talaga! Based sa usual SSS rules, kailangan mo talagang mag-check directly sa SSS mismo dahil it really depends kung qualified ka na as a "new member" or not, some say kailangan ng 120 days contribution before pregnancy para ma-approve, pero honestly ang matben rules ay strict at complicated kaya better safe na makipag-confirm sa kanila mismo rather than mag-rely lang sa what we think. A few of my mum friends had different experiences sa SSS, so best talaga na mag-visit ka ng nearest SSS office with your membership details at pregnancy documents para malaman mo exactly kung saan ka stand, you might be okay since you did contribute for 5 months, but let them tell you directly so walang false hope.

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