I remember feeling exactly the same way when I was trying to decide whether to do NIPT during my second pregnancy - so many options and the costs vary quite a bit depending on which package and which clinic you go to. I ended up going through my gynae at a private clinic and she walked me through the different panels available, from the basic trisomy screening to the more comprehensive ones that cover a wider range of conditions, and honestly having her explain everything made me feel so much more at ease before I committed to one. The cost can range quite a bit so it is worth checking with a few clinics or even asking at KKH if you are seeing a subsidised gynae, as the pricing and coverage can differ. I would really suggest sitting down with your gynae or a genetic counsellor first before deciding, just so you can choose what suits your situation and peace of mind best. You are doing the right thing by asking around, and I hope you get the clarity you need soon.