Is it wise to pay philhealth for maternity?

Hello. Ask ko lang since nagstop ako magwork when I got pregnant, wala ako phic contri. Sabi sakin need ko bayaran ung whole 12mos before my edd (so 300×12=3600) Pero I read na makukuha lang sa philhealth is 6k? Yung last pregnancy ko 3k lang nabawas sa bill ko. Worth it ba? 🤔 thank you po!