Private Philhealth

Ay totoo yan, sis! Honestly, from what I remember and what a few of us mums talk about, mas sulit kung mag-enroll ka as early as possible in your pregnancy kasi ang waiting period nun, pero check mo na talaga sa Philhealth office mo kung ano exact policy nila ngayon since napaka-changes nila ng rules every year. One of my mum friends swears she paid monthly from first trimester tapos fully covered siya ng maternity benefits come delivery, pero iba-iba talaga depending on your membership type at kung kailan ka mag-start. Better to contact your local Philhealth office directly para sure, kasi mas nakaka-stress kung may surprise charges pa during labor!