Ay, good thinking na nag-plan ka na agad for baby's future, mama! Honestly, a few of us tried both Sunlife and Pru Life, and it really depends sa priority mo, kung gusto mo mas flexible withdrawal para sa emergencies, or if you want guaranteed maturity benefit talaga; I'd suggest getting quotes from both and comparing kung saan mas reasonable ang premiums and coverage for your budget, kasi ang dami ng riders and options nila. Worth it rin to ask friends who have actual policies kung satisfied sila sa claims process and customer service, because yan ang game-changer talaga in the long run!
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