Sayang, I understand la, memang stress when finances are tight especially as a single parent, but please don't skip hospital delivery okay, kecuali if you have proper midwife support at home. Klinik kesihatan or government hospitals like Hospital Kuala Lumpur and maternity homes under KKM are jauh lebih murah than private, and some even boleh instalment or ada financial assistance if you apply, kawan saya pun went to a government hospital and overall cost was manageable, belum lagi dapat proper monitoring for safety. My suggestion is call KKM hotline or walk in to your nearest klinik kesihatan to ask about affordable bersalin options and bantuan kewangan yang ada, sebab they can match you with programs fit for your situation, jangan worry sendiri, there's help out there for mummies like you.
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