simpanan kewangan

Eh, aku ada buka SSPN untuk dua orang anak aku dulu, memang worth it lah sebab government akan match contribution kita sampai certain amount, macam free money je! Yang best part, duit tu locked in sampai anak masuk university, so tak boleh guna sembarangan, and the interest compound over time betul-betul significant. A few of us moms kat playgroup swear by this sebab it's like forced saving for education tanpa rasa terbeban sangat setiap bulan, especially kalau kecil-kecil je contribution. Kalau seriously nak set aside for their future studies, memang smart move lah dan the earlier the better!