Anak, honestly it varies per hospital kasi iba-iba ang rates, pero usually sa public hospital the PhilHealth covers most of it na, siguro 5k-15k nalang out-of-pocket mo depending on the hospital and kung may complications or not, marami kaming kaibigan na dun nag-deliver at super tipid talaga. Best thing is tawagan mo directly yung public hospital near you para malaman mo exact, kasi seryoso ang PhilHealth coverage nila for normal delivery, congrats sa first baby mo!