MAXICARE HMO

Hey mama! Okay, so maternity sa HMO basically means covered ang hospitalization at medical expenses related sa pregnancy at delivery, pero with Maxicare, it's a bit tricky kasi it depends on your plan. From what a few of us tried, individual and family plans don't really cover childbirth mismo, BUT if you have a company account through your employer, they might offer maternity rider na pwedeng i-add. One thing to note din, may 1-year waiting period usually, and some basic plans have limited benefits lang. Best bet talaga is i-clarify mo directly sa Maxicare kung anong exact coverage ng plan mo, especially since first-time mom ka pa and you want to know exactly what's covered for delivery. At good news, once the baby is born, you can enroll the baby up to 60 days after, so covered na agad siya!