Philhealth

Hi mama! PhilHealth is basically our government health insurance, it covers your hospital bills, doctor visits, medicines, and stuff kapag may emergency or need mo ng medical care, so hindi ka mabigat na mabutas ng gastos. Yes, pwede mong i-refund siya if may overpayment ka or kung may claims na denied tapos may valid reason, kailangan mo lang mag-file ng formal request sa nearest PhilHealth office with your receipts at documents. A few of us moms actually nag-claim na for maternity benefits and prenatal visits, super helpful talaga lalo na pag walang private insurance, so make sure updated ang membership mo bago magbigay. Best to contact your local PhilHealth office or check their website para sa exact process, kasi may different rules depending sa situation mo.