Insurance untuk baby.

Aiyoh, ni memang penting! Honestly, a few of us di mom group discuss pasal ni, and most recommend starting with hospital & surgical plan dahulu, tarik dari Prudential, AIA, atau Great Eastern sebab diorang ada good coverage untuk babies & kids, plus the claims process smooth sikit. Lepas tu boleh add critical illness or term life jika budget allow, tapi yang paling essential tu hospital plan lah, especially bila baby kena admit.